Medical Insurance

The cost of medical care in the United States is very high. For this reason, international students enrolled at Seattle Central are required to purchase the Seattle Community College District insurance policy which includes specific benefits to international students and will help them cover the cost of medical issues that might arise during their stay.

Students must also be certain to have insurance coverage during vacation quarters. Don't forget to buy it!

Following are the primary policy benefits:

    - Medical Benefit per cause of at least US$ 250,000
    - Repatriation of remains coverage of at least US$ 7,500
    - Medical evacuation coverage of at least US$10,000
    - All benefits payable in the United States

The cost of the Seattle Community College District policy is $189 per quarter, and is charged automatically to international students on F-1 and M-1 visa at the time of registration.

The following students are exempted from this requirement:

    - International students attending Seattle Central on visas other than F-1 or M-1
    - F-1 students taking classes at Seattle Central while on an I-20 form from another US institution
    - Government-sponsored students already provided with insurance from the Saudi Arabian Cultural Mission, the Embassy of Kuwait, Embassy of Oman, or Embassy of the UAE.

 

SCCD Insurance Policy

The following table explains basic coverage information for the insurance policy offered by the Seattle Community College District.

The college insurance policy usually pays for:

• - Illness and Sickness
• - Emergency Room visit ($100 deductible if not admitted)
• - Injuries not related to school sporting activities
• - Pregnancy care
• - Laboratory and X-ray costs
• - Prescription drugs at 50%
• - Ambulance -- up to $300
• - Casts, splints or crutches
• - Rental of wheelchair or hospital bed
• - Medical Evacuation
• - Repatriation

 

The college insurance policy does not pay for:

• - Routine physical or health examinations
• - Pre-existing injury or illness
• - Elective (not necessary) surgery
• - Anything to do with the teeth, jaw, or gums (will cover natural teeth if lost or injured in a non-sporting accident to a maximum of $100 per tooth)
• - Hearing aids, eyeglasses, contact lenses
• - Birth control
• - Sport injuries from school team
• - Hang gliding, skydiving, or parachuting injuries
• - Alchohol or drug related injuries or illness or injury
• - Accident resulting from having driven a car without a valid license
• - Injury from act of war, or participation in a riot

 

Coverage for Spouses and Dependents

F-1 Students have the option of covering their spouses or other dependents on F2 visas. The cost of covering spouses and dependents is below: 

Coverage for student and spouse	$813 per quarter
Coverage for each dependent other than spouse	$189 per quarter

Students who would like to add a spouse or dependent on the school’s policy should contact the International Student Center for assistance.

 

How long will I be covered?

When you buy Seattle central's insurance policy, you are covered from the first day of the quarter until the day before the next quarter begins. If you finish your program and are going home, then you are covered for 30 days after you complete your program. Since your I-20 gives you 60 days to go home you can purchase an additional 30 days of insurance. See our office for details. You are not covered during your vacation quarter unless you buy insurance for that quarter. You are not covered if you leave the United States.

 

How will I be able to find a doctor?

The best way is to call your insurance company and ask them to help you. The college insurance, and many other insurance companies, will pay more of the bill if you go see a "network" or "preferred" doctor. If you go to a network doctor they recommend, you will save money. You can find the insurance company's phone number on the back of your insurance card. Call them and tell them what kind of doctor you want to see and where you live. They will find a doctor who is close to you.

If you buy insurance from the school, you will receive a card that has the Seattle Community College symbol on the front. Your insurance card should have your name in English on it. Always carry your insurance card in you wallet. When your doctor asks for your insurance information, you can give him this card.

For more information, please visit the Lewer Agency website.